By agreeing to these Terms and Conditions, you consent to receive materials from the company via email, phone, and direct mail, including promotional offers, product updates, newsletters, service announcements, and surveys, with specified communication frequencies. You have the option to opt out of any or all forms of communication through provided methods, such as unsubscribe links in emails, replying "STOP" to text messages, or contacting customer service. We collect and protect your personal information in accordance with our privacy policy, which outlines data collection, protection, sharing, and retention practices, while reserving the right to modify these terms at any time, with continued use of our services constituting acceptance of any changes.